The Chase Bank website offers a preliminary auto loan rate calculator that will provide the base car loan rate depending on certain conditions regarding the car loan requested.   The bank website for Chase offers a great deal of information on the auto loans available and the process for obtaining a new loan.  With the FAQs, car loan calculators and Chase car loan rate search tool, it is to learn more about the auto financing options with Chase.

Chase car loan customers have the option of applying for a new car loan online with a secure online loan application or applicants can apply at a local Chase branch.  To process the car loan closing and disbursement, borrowers can set up an appointment to meet with a Chase banker at a branch to close the loan request or Chase Bank will send all the necessary auto loan closing documents to the borrower via overnight service.

To apply for a new car loan at Chase Bank, prospective borrowers will need general information such as the borrower’s name, social security number, date of birth, address and phone.  In addition, Chase will need the borrower’s employment and monthly income information, the loan amount, the loan product and the term of the car loan. 

Chase car loans are available on new cars or used cars including small trucks.  Used car loans can be obtained for cars that are not more than five years old and used car loans are not available for cars with more than 75,000 miles. The maximum car loan term available from Chase is 72 months.

Prospective car loan borrowers can speak to a Chase Bank car loan customer service representative to discuss current car loan rates and terms offered by the bank.  Chase car loan customer service representatives are available at 877-390-4441.

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The jobs report data was worse than expected, reporting that there were essentially no new jobs created in August.  Poor economic data such as this is generally good for consumer borrowing costs since a slow economy leads to low demand, low inflation and low interest rates. 

In the past few weeks there has been as greater than normal variation in car loan rate offerings between auto lenders and auto finance companies in the weekly car loan rate survey.  The best auto loan rates and pricing provided by the auto lenders in the weekly survey are generally seen as the most aggressive rates available and often reserved for the most creditworthy borrowers.

For the week ending September 2, 2011 new car loan rates drifted down to 3.37 percent from 3.38 percent in the prior week.   The 60 month term new car loan moved down to 3.48 percent, the same as the previous week.  The 48 month new car loan rates held at 3.40 percent.  36 month new car loan rates also remained stable for the week with an average interest rate of 3.28 percent.

Used car loan rates were unaltered from the prior week with the average rate covering 60 month term loans, 48 month term loans and 36 month used car loans staying at 3.81 percent.  The rate on 60 month used car loans was held at 3.87 percent.  48 month term used car loan rates ticked down slightly to 3.78 percent from 3.79 percent in the week earlier survey.  36 month use car loan rates remained 3.74 percent.

Car loan refinance rates were mixed with short term rates lower and long term rates higher.  While the rates did show some changes the variations were very modest.  The 48 month car loan refinance rate increased to 3.96 percent.  The shorter term, 36 month, car loan refinance rate slipped by one basis point to 3.83 percent.

The car loan rates listed in the Selectautorates.com survey are current as of September 2, 2011.  All car loan rates in the weekly rate survey are obtained directly from the bank auto lenders in the survey; however the rates offered may change at any time.

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The rates obtained are generally those rates available for the most creditworthy borrowers.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower. 

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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Even though there was only a slight change in car loan interest rates this week, car loan rates have now set a new low for the year.  Interest rates and bank lending rates had moved higher over the week but interest rates improved measurably on Friday bringing down the average car loan rate by a very small margin.

As auto loan rates continue their long downward move this year, there has become a greater than normal variation in the rates offered between auto lenders.  Some auto lenders may not be reducing their rates as fast to avoid getting whiplashed should rates change abruptly.  Another explanation is that an equal amount of car loan lenders are becoming very aggressive with their advertised new car loan rates when in fact these loans are reserved for all but the most creditworthy borrowers and even add special conditions needed to obtain the ultra low advertised rates.

For the week ending Augusts 26, 2011 new car loan rates drifted down to 3.38 percent.  The 60 month term new car loan was 3.49 percent, the same as the previous week.  The 48 month new car loan rates slipped to 3.40 percent.  36 month new car loan rates changed by less than one basis point and were recorded at 3.28 percent.

Used car loan rates were marginally higher with average rate across all loan terms of 3.81 percent.  60 month used car loan rates tacked on one basis point, pushing the average rate to 3.87 percent.  48 month term used car loan rates were undisturbed at 3.79 percent.  The 36 month term used car rates were also held in check at 3.74 percent.

Car loan refinance rates were a hair down for the week.  The 48 month refinance interest rate was lower at 3.95 percent.  The 36 month car loan refinance rate was up an equal amount pushing the rate up to just 3.84 percent.

The car loan rates listed in the Selectautorates.com survey are current as of August 26, 2011.  All car loan rates in the weekly rate survey are obtained directly from the bank auto lenders in the survey; however the rates offered may change at any time.

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The rates obtained are generally those rates available for the most creditworthy borrowers.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower. 

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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A number of auto lenders have greatly improved their consumer rate quotes over the past six weeks.  Even with the steady trend of lower interest rates, there is an increased amount of variety in what individual auto lenders are now quoting as the lowest car loan rates.

The wider spread among bank auto rates is due to the flattening yield curve and the instability or volatility in bank rates which can increase the cost of doing business for auto lenders and some lenders will hold rates slightly higher as secondary market rates move lower.

The Selectautorates.com weekly car loan rate survey showed that the average national car loan rate slipped by just under one basis point, dropping to 3.649 percent from 3.658 percent in the previous week.  The national car loan rate measures the rate on rates on new car loans, used car loans and refinance auto loans across multiple loan terms.  One basis point is equal to 1/100th of a percent.

For the week ending Augusts 19, 2011 the rate on new car loans was lower by one basis point.  The average rate on the 60 month term car loan came in at 3.49 percent.  The 48 month new car loan rates closed the week with rate of 3.41 percent.  The shortest term new car loan in the survey, the 3 year term loan, ended the week unchanged at 3.28 percent.

Used car loan rates were lower by amount similar to that found in the average rate for new car purchases.   The rate for 60 month term used car loan dipped down by one basis point to 3.86 percent.  The 48 month used car loan was also declined by one basis point, dropping down to 3.79 percent.  Used car loans with a 36 month term displayed no change in rate and remained at 3.74 percent.

Interest rates for car loan refinances were unchanged across all terms.  The 48 month refinance rate stayed put at 3.96 percent.  The short term, 36 month, refinance rate stayed at 3.83 percent.

The car loan rates listed in the Selectautorates.com survey are current as of August 19, 2011.  All car loan rates in the weekly rate survey are obtained directly from the bank auto lenders in the survey. 

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The rates obtained are generally those rates available for the most creditworthy borrowers.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower. 

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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The bank offers car loans for consumers that are shopping for either a new or used car or even those consumers that are looking for flexible car loan refinancing options.  The automobile loans available at Union Savings Bank are competitively priced and offer convenient terms.

The Union Savings Bank web site promotion material declares that the bank has no fees or hidden charges on their auto loans.  The bank also offers fast approvals on all loan products including loans to finance motorcycles.

Car loan terms from Union Savings Bank include loan terms that can be up to 60 months for new car purchases or used car purchases that are the current model year with fewer than 10,000 miles.  The bank offers auto financing up to 100% of the cars value on new cars.  Used car loans are available with financing up to 80% of the vehicles value.  The minimum car loan amount is $1,000.00

Used car loan terms are established based upon the average retail value and age of the car. 
Used car loans are available up to 48 months for used vehicles that are 1-2 years old, 36 months for used vehicles from 3-4 years old and 24 months for used vehicles from 5-8 years old.

All car loans are fixed rate loans that have fixed amount monthly.  Car loan payments can be made via automatic deduction from a checking account, via mail with a payment coupon book, electronically via Union Savings Bank online banking or at any USB branch.

New car loan rates and used car loan rates from Union Savings Bank are available as low as 5.99 percent.   Car loan refinance rates for new and used cars are available at rates as low as 10.00 percent.

All car loan rate and terms are subject to change at any time without notice.  For additional car loan information, call a Union Savings Bank lending professional at 866-872-1866 or 203-830-4200.

Union Savings Bank is a local community bank that is headquartered in Danbury, CT.  Union Savings Bank offers car loans as well as other financial services to individuals, businesses, not-for-profit organizations and government entities.  Union Savings Bank provides banking, mortgage, investment and insurance products throughout western Connecticut with 28 offices in Bethel, Bridgewater, Brookfield, Canton, Danbury, Goshen, New Fairfield, Kent, Litchfield, Marble Dale, New Milford, Newtown, Ridgefield, Roxbury, Sharon, Southbury, Torrington and Washington Depot, CT.

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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The average national car loan rate, covering new car loans, used car loans and refinance auto loans ended the week within one basis point of where it started the week.  The average car loan rate, based on the weekly car loan rate survey performed by Selectautorates.com, ended August 12, 2011 at 3.658 percent.

New car loan rates were little changed with only the 60 month term loan ending the week with a change in the average rate.  The average rate for a 60 month new car loan dropped by just one basis point or 1/100th of a percent to 3.50 percent.  48 month new car loan rates and 36 month new car loan rates were unchanged with the average rate for these term car loans holding at 3.42 percent and 3.28 percent, respectively.

The average rate on used car loans were predominantly unchanged as well with just the 48 month loan displaying a minor drop in rate.  The rate for used car loans with a 60 month term was left unaltered at 3.87 percent.  The interest rate on 48 month car loans slipped lower by one basis point to 3.80 percent.  36 month used car loan rates held steady for the week with an interest rate at 3.74 percent.

Refinance car loan rates were down slightly week over week, but the rate reduction was less than one basis point and did not alter the average rates from the previous week.  The interest rate for a 48 month term car loan refinance remained at 3.96 percent while the 36 month term car loan refinance stayed at 3.83 percent.

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

The car loan rates listed in the Selectautorates.com survey are current as of August 12, 2011.  All car loan rates in the weekly rate survey are obtained directly from the bank auto lenders in the survey. 

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The rates obtained are generally those rates available for the most creditworthy borrowers.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower.

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Bank lending rates including auto loan rates moved lower during the week but rebounded on Friday as savings rates and lending rates at the nation’s largest bank increased in response to better than expected economic news.  By the close of the week, car loan rates ended almost exactly where they had started.

New car loan rates were unchanged across the board this week.  The average rate on new car loans covering the 60 month term loan, 48 month term loan and 36 month term loan held at 3.38 percent.  The average used car loan rate covering the same loan terms bumped up by one basis point to 3.76 percent.  Refinance auto loan rates moved in the opposite direction and moved lower by one basis point to 3.85 percent. 

The average rate for a 60 month new car loan was unchanged at 3.51 percent.  48 month new car loan rates remained at 3.42 percent.  The shortest term new car loan in the weekly survey, 36 months, was also unchanged this week and remained at 3.28 percent.

Used car loan rates displayed a minor change on the week.  The rate for used car loans with a 60 month term increased to 3.87 percent.  48 month car loan rates were also up by one basis point to an average rate of 3.81 percent.  The 36 month term loan or used car purchases was unyielding, leaving the average rate at 3.74 percent.

Car loan rates for a loan refinance transactions barely moved, dropping on average by just one basis point.  The rate on the 48 month car loan refinance dipped down to 3.96 percent from 3.97 percent in the prior week.  The 36 month term loan did not change, holding for the third consecutive week at 3.83 percent.

The car loan rates listed in the Selectautorates.com survey are current as of August 12, 2011.  All car loan rates in the weekly rate survey are obtained directly from the bank auto lenders in the survey. 

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The rates obtained are generally those rates available for the most creditworthy borrowers.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower. 

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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Based on the most recent survey of auto finance lenders performed by Selectautorates.com, the average car loan rate for both new car loans and used car loans increased by one basis point or 1/100th of a percent this past week.   The average rate for new car loans, covering 36 month term car loans through 60 month term loans, ended the week on July 29 at 3.38 percent.  The average interest rate for used car loans moved lower to 3.75 percent.  Car loan refinance rates were once again unchanged at 3.86 percent.

60 month term car loan rates on new car purchases held steady for the week at 3.51 percent.  On the 48 month term car loan, the average interest rate dropped by one basis point to 3.42 percent.  36 month new car loan rates slipped by a similar amount, ending the week at 3.28 percent.

60 month used car loan rates shifted down by a basis point, placing the average rate on the 60 month used car loan at 3.86 percent.  The 48 month used car loan rate displayed no action on the week holding at 3.80 percent.  The 36 month used car loan rate traveled a hair lowers to 3.74 percent at week’s end.

Interest rates on car loan refinance transactions were untouched for the second consecutive week.  The rate for a 48 month refinance car loan remained at 3.97 percent, while the interest rate for a shorter term, 36 month refinance, stayed at 3.83 percent.

New car loan rates, used car loan rates and refinance car loan rates listed in the Selectautorates.com weekly survey are current as of July 29, 2011.  All car loan rates in the survey are obtained directly from the bank auto lenders.  The interest rates listed generally represent the best loan rates available to consumers based on the loan applicant’s credit worthiness, down payment and income. 

The car loan rates listed in the survey are subject to change without notice by the auto lenders and may vary from region to region.  The auto interest rates and loan terms may vary based on the creditworthiness of the individual and other factors such as the down payment and income of the borrower. 

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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To help you find the very best bargains on the new vehicle of your choice you will want to conduct some research before you start negotiations with a dealership.  Take a close look at your financing options in advance and see what car loans and car loan interest rates are available so you know exactly what interest rate and monthly costs you can expect on a new vehicle.

Shopping for an auto loan is usually focuses on the price and loan terms or which auto lender is offering the lowest interest rates and best rebates.  To help with the search for the best auto financing terms, consumers can find online auto lenders and list of lenders that focus on auto loans on the Internet.

Whether you choose to buy a new or used car or other vehicle, you want to determine how much of a car you can afford.  The loan costs are just one part of the equation, the other part is the car itself.  In today’s market, car process range from under $15,000.00 to over $100,000.00.  Knowing the price of the models that meet your needs in advance is a necessary step to making the purchasing affordable and practical.

There are a variety of ways to find out the book value on a specific car.  You can go to www.NADA.com or www.kellybluebook.com.  You can get detailed costs on different vehicles by listing the make of the vehicle, the various accessories it offers, and the mileage.  This information will help you find the lowest price or at least a narrow range of prices you can to pay for a particular car.

Don’t forget to check the cars out in detail once you have narrowed down the type and secured your financing.  A lot of vehicles look good on paper, but the test drive is the key to making sure this is the car for you.  Prospective buyers should make a separate visit to the dealership just to run some test drives and inspect the car models of interest. 

Always allocate enough time to test the cars before discussing the details.  If it takes three trips to the dealership, make three trios.  Don’t wait until the day your ready to buy that wont give you enough time to thoroughly evaluate the cars you’re considering.  It’s important that you spend as much time with the vehicle as possible, with an eye on what it will be like to live with over the long haul. 

Be organized and thorough with your new car search to be sure all the pieces are in place to make certain you have the right car and the right price.

To help find the best new car loan rates please see the following car loan rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

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