Rates Current as of Monday May 20, 2013

Competitive car loan rates for Connecticut car buyers are available from a ...(read more)

Chase bank provides a variety of auto finance options.  Chase auto loans a...(read more)

Bank of the West offers a number of consumer loan products including car lo...(read more)

Hickory Point Bank is an Illinois based bank that provides competitive auto...(read more)

Glenview State Bank is a locally owned and managed bank in Illinois.  The ...(read more)

Wayne Savings Bank is headquartered in Wooster, Ohio.  Wayne Savings Commu...(read more)

Think Mutual Bank is a Minnesota based bank with eight bank branch location...(read more)

Wedbush Bank is a California based bank that offers a variety of consumer a...(read more)

Sussex Bank a division of Sussex Bancorp, which is a diversified financial ...(read more)

First Federal Bank offers a variety of consumer loan products n northwest O...(read more)

ViewPoint Bank offers a number of consumer loan products including an array...(read more)

Ulster Savings Bank is a local bank with locations throughout the Hudson Va...(read more)

Chemung Canal Trust Company operates as a full service community bank in Ne...(read more)

Illinois bank, South Central Bank has been in business since 1966 serving t...(read more)

East West Bank is one of the largest financial institutions in the nation f...(read more)

Peapack-Gladstone Bank is a community bank that has bank branches located t...(read more)

1st Colonial National Bank is a national bank chartered under the National ...(read more)

Liberty Bell Bank is a New Jersey chartered commercial bank.  Liberty Bell...(read more)

GreenvilleNational Bank is a locally operated bank in Greenville, Ohio.  G...(read more)

Sugar River Bank was founded in 1895.  The main bank office is located in ...(read more)

Apple Valley Bank has three bank locations Connecticut.  The bank was foun...(read more)

Kopernik Federal Bank based in Baltimore, Maryland and offers both personal...(read more)

Magyar Bank offers a complete line of retail and business banking products ...(read more)

The Oneida Savings Bank is a chartered mutual savings bank, which provides ...(read more)

Avidia Bank has had a long history of consumer lending.  The bank is new b...(read more)

Bank of Fall River is a community bank providing personal and business serv...(read more)

Wainwright Bank & Trust Company provides various consumer and commercia...(read more)

Phoenixville is a borough in Chester county Pennsylvania on the Schuylkill ...(read more)

Bank of Blue Valley is a community bank based in Overland Park, Kansas.  B...(read more)

INTRUST Bank provides a full range of personal and business banking product...(read more)

Hickory Point Bank and Trust is a federally chartered savings bank owned an...(read more)

The First is a community bank that is serving customers along the coast of ...(read more)

Earlham Savings Bank opened for business in 1931 in Earlham, Iowa in northe...(read more)

BankNewport offers automobile loans to help purchase a new or used car, or ...(read more)

Abington Bank in Pennsylvania offers a wide spectrum of personal and busine...(read more)

Primebank is located in northwest Iowa.  Primebank serves the communities ...(read more)

Farmers & Merchants Bank of Central California also known as F&M Ba...(read more)

Turbotville National Bank is a community bank located in Turbotville, Penns...(read more)

Car Loan Rates in CT with Union Savings Bank

Competitive car loan rates for Connecticut car buyers are available from a number of different financial institutions including Union Savings Bank of Danbury, CT.

The bank offers car loans for consumers that are shopping for either a new or used car or even those consumers that are looking for flexible car loan refinancing options.  The automobile loans available at Union Savings Bank are competitively priced and offer convenient terms.

The Union Savings Bank web site promotion material declares that the bank has no fees or hidden charges on their auto loans.  The bank also offers fast approvals on all loan products including loans to finance motorcycles.

Car loan terms from Union Savings Bank include loan terms that can be up to 60 months for new car purchases or used car purchases that are the current model year with fewer than 10,000 miles.  The bank offers auto financing up to 100% of the cars value on new cars.  Used car loans are available with financing up to 80% of the vehicles value.  The minimum car loan amount is $1,000.00

Used car loan terms are established based upon the average retail value and age of the car. 
Used car loans are available up to 48 months for used vehicles that are 1-2 years old, 36 months for used vehicles from 3-4 years old and 24 months for used vehicles from 5-8 years old.

All car loans are fixed rate loans that have fixed amount monthly.  Car loan payments can be made via automatic deduction from a checking account, via mail with a payment coupon book, electronically via Union Savings Bank online banking or at any USB branch.

New car loan rates and used car loan rates from Union Savings Bank are available as low as 5.99 percent.   Car loan refinance rates for new and used cars are available at rates as low as 10.00 percent.

All car loan rate and terms are subject to change at any time without notice.  For additional car loan information, call a Union Savings Bank lending professional at 866-872-1866 or 203-830-4200.

Union Savings Bank is a local community bank that is headquartered in Danbury, CT.  Union Savings Bank offers car loans as well as other financial services to individuals, businesses, not-for-profit organizations and government entities.  Union Savings Bank provides banking, mortgage, investment and insurance products throughout western Connecticut with 28 offices in Bethel, Bridgewater, Brookfield, Canton, Danbury, Goshen, New Fairfield, Kent, Litchfield, Marble Dale, New Milford, Newtown, Ridgefield, Roxbury, Sharon, Southbury, Torrington and Washington Depot, CT.

To review the complete list of car loan rates from the most current auto loan rate survey posted by term please see the following rate tables: 36 month new auto loan rates, 48 month new auto loan rates, 60 month new auto loan rates, 36 month used auto rates, 48 month used auto loan rates, 60 month used auto loan rates, 36 month car loan refinance rates and 48 month car loan refinance rates.

Chase Car Loan Rates

Chase bank provides a variety of auto finance options.  Chase auto loans are available to purchase, new and used cars as well as small trucks, SUVs and mini-vans.  Used car loans can be made for vehicles that are not more than five years older than current model year and can not have more than 75,000 miles.

Chase auto loans are also available for car loan refinances.  For existing borrowers that have a higher car loan rate or lease payment, a car loan refinance offers an opportunity to lower the monthly car loan payment and total costs. 

To obtain a new auto loan form Chase Bank, prospective borrowers can apply for new loan 24 hours a day through the banks’ online loan application, or during bank business hours at one of the many Chase Bank branches.

Chase offers auto finance options that come with competitive rates for new and used auto loans.  Current auto loan rates and terms offered by Chase include the following:

Car loan rates for new cars from a dealer with a 48 month term have an interest rate of 3.66%.   New car loans with a 60 month term have a rate of 3.77% and the car loan rate for new purchases on 72 month term is 4.70%.

Used car loans from dealerships with a 48 month term have an interest rate of 3.71%.  Used car loans with a 60 month term have a 3.82% rate and used car loan rates for a 72 month term have an interest rate of 4.80%.

For private party purchases, the car loan rates are slightly higher.  The 48 month term car loan rate is 4.71%, the 60 month term car loan rate is 4.82% and the 72 month car loan rate is 5.80%.

Car loan refinances for the current model year follow the same rate as new car loan purchases for all terms.  Car loan rates for a refinance of the previous model year have a rate of 3.71% for 48 month term loans, 3.82% for 60 month term loans and 4.80% for 72 month term loans.

Car loan rates are subject to change at any time.  The auto loan rates listed are for the borrowers with excellent credit and have discounts for bank account holders.  All loans are subject to bank approval.  All loans are subject to credit approval but not all car loans require perfect credit.  Actual loan APRs will be determined when the application is processed and will be based on many factors including credit history, vehicle age, make/model, amount financed and the term of the loan.

The standard documents needed to complete a car loan application include: personal information on the applicant such as name, social security number, date of birth, address, phone number as well as the employment and income information for the applicant, purchase information regarding the price and amount of the loan and term, and the type of purchase.

For current auto loan rates and additional loan information a Chase Bank representative can be reached at 877-390-4441.

Auto Loans and Auto Loan Rates at Bank of the West

Bank of the West offers a number of consumer loan products including car loans.  Bank of the West offers numerous consumer banking products and services through 700 retail bank branch locations in 19 Western and Midwestern states.  Bank of the West provides a full assortment of business, corporate, personal, trust and international banking services.

Car loans offered by the bank come in a variety of terms with some very competitive car loan rates.  Bank of the West offers car loans for both new and used car purchases.  Loan terms include fixed rate loans that can include financing for up to 100% of the value of the car.  For loan amounts of $10,000.00 and greater the loan terms range up to 72 months.  Loan amounts of $30,000.00 higher are available on loan terms up to 84 months. 

Bank of the West also promotes a 0.25% interest rate discount on the car loans if the borrower has an automatic payment withdrawal from a Bank of the West checking account.

In order to apply for a Bank of the West car loan, prospective borrowers need: a purchase contract, proof of employment, social security number, drivers license, information about income and debts and bank account information.  Additional conditions may apply.

Current auto loan rates and car loan terms in various states served by Bank of the West include the following:

Arizona car loan rate is 5.49% with a $50.00 fee and a 5.70% APR
California car loan rate is 5.49% with a $50.00 fee and a 5.70% APR
Colorado car loan rate is 5.49% with $0.00 fees and a 5.49% APR
Idaho car loan rate is 5.49% with a $50.00 fee and a 5.70% APR
Iowa car loan rate is 5.49% with $0.00 fees and a 5.49% APR
Kansas car loan rate is 5.49% with a$50.00 fee and a 5.70% APR
Minnesota car loan rate is 5.49% with a $50.00 fee and a 5.70% APR
Missouri auto loan rate is 5.49% with $0.00 fees and a 5.49% APR
Nevada auto loan rate is 5.49% with a $50.00 fee and a 5.70% APR
New Mexico auto loan rate is 5.49% with a $50.00 fee and a 5.70% APR
Oklahoma auto loan rate is 5.49% with a $50.00 and a 5.70% APR
Oregon auto loan rate is 5.49% with a $50.00 5.70% APR
Washington auto loan rate is 5.49% with a $50.00 fee and a 5.70% APR
Wisconsin auto loan rate is 5.49% with a $75.00 fee and a 5.80% APR
Wyoming auto loan rate is 5.49% with a $150.00 fee and a 6.12% APR

Car loan rates are subject to change to without notice.  Auto loan listed are based on $10,000 for 60 months, other loan terms are also available from the bank.  Car loans may be subject to additional loan fees.  Car loan rates listed are current as of March 11, 2010 but are not guaranteed.  All loans are subject to bank approval.

For current auto loan rates and additional loan information a customer service representative with Bank of the West can be reached at 800-488- 2265.

Auto Loan Rates in Illinois with Hickory Point Bank & Trust

Hickory Point Bank is an Illinois based bank that provides competitive auto loan rates within the state.  Hickory Point Bank offers auto loans in Illinois as well as other personal and business banking services including checking and saving accounts, credit cards, certificate of deposits, loans

Hickory Point Bank is headquartered in Decatur, Illinois Hickory and operates as a Federally Chartered Savings Bank with 7 bank branches.   

Hickory Point Bank offers a number of auto loan options.  The Hickory Point Bank & Trust’s website displays auto loan rates for a variety of terms for both used and new car purchases.

Current car loan rates in Illinois and car loan term offered by the bank include:

A new and used auto loan with a model year of 2009–2010 has a car loan rate of 5.000% for a term of 36 months. 

A new or used auto loan for the model year of 2009-2010 on a 48 month term has a car loan rate of 5.00%.

For a 60 month term car loan on model year cars of 2009-2010 the car loan rate is 5.15%.

The 2009-2010 model year car loans with a 72 month term has a loan rate of 6.00%.

A new and used auto loan with a model year of 2007–2008 has a car loan rate of 5.25% for a term of 36 months.

For a 48 month term loan on model year cars of 2007-2008 the car loan rate is also at 5.25%.

The 2007-2008 model year car loans with a 60 month term has an auto loan rate of 5.65%.

A new and used auto loan with a model year of 2006 has a car loan rate of 5.50% for a term of 48 months. 

For a 60 month term loan on model year cars of 2006 the car loan rate is 6.00%.

The bank also favorable used car loan rates and terms for older model years as well.

Hickory Point Bank & Trust auto loan rates are subject to change.  All loans are subject to bank approval and conditions will apply.

For more up to date loan rate information and information on the previously posted car loan rate data for Illinois car loans and Illinois car loan rates contact the bank using the following number: 217.875.3131.

Auto Loan Rates in Illinois at Glenview State Bank

Glenview State Bank is a locally owned and managed bank in Illinois.  The bank is headquartered in Glenview, Illinois.  Glenview State Bank has been in business since 1921 and now has over 10 bank branch locations in the region. 

Glenview State Bank provides banking services to individuals and businesses.  Along with a variety of traditional bank products and services, the bank offers very competitive auto loan rates in Illinois. 

In addition to offering both new auto loans and used auto loans in Illinois, Glenview State Bank also provides a number of loan options for consumer loans, mortgage loans, and home equity loans and lines of credit.

Current auto loan terms and auto loan rates in Illinois offered by Glenview State Bank include:

For model year 2010 loan terms of 60 months have an auto loan rate of 6.250%.
For 2009 model year cars, the 60 month car loan rate is 7.000%. 
2008 model year cars for 60 months have a loan rate of 7.250%. 
The 2007 model year car loan rate is 7.500% for 54 months. 
For model year 2006 the car loan rate in Illinois is 7.750% for a 48 month term.  
2005 model year cars have a maximum term of 36 months and a car loan rate of 8.000%.

Illinois car loan rates offered by Glenview State Bank are subject to change.  Rates are current as of the date of this publication.  All loans are subject to bank approval and conditions will apply. 

For current auto loan rates and additional loan information, a bank representative from Glenview State Bank can be reached at 847-729-1900.

Ohio Auto Loan Rates at Wayne Savings Community Bank

Wayne Savings Bank is headquartered in Wooster, Ohio.  Wayne Savings Community Bank has been in business since 1899.  The bank offers products and services to consumers and business in, Holmes, Ashland, Medina, and Stark counties in Ohio.

Wayne Savings Bank offers a variety of deposit and savings products as well as lending products.  The bank’s loan products includes mortgage loans, home equity loans, boat loans, RV loans, car loans as well as commercial loans.

Wayne Savings Bank has loans available for both cars and trucks and offers auto financing on both new and used cars.  The bank offers some new vehicle loans with no down payment and as little as 10% down payment on used vehicles.

Current new and used auto loan rates in Ohio and loan terms offered by Wayne Savings Bank include:

New car or truck auto loan with a maximum term of 72 months has an auto loan rate of 6.615%.
New car or truck auto loan with a maximum term of 60 months has an auto loan rate of 5.521%.
A used car loan for a car that is 1-3 years old has an auto loan rate of 6.386% with a maximum term of 60 months.
A used car loan for a car that is 4-7 years old has an auto loan rate of 6.911% with a maximum term of 48 months.
A used car loan for a car that is 8 years old has an auto loan rate of 8.459% with a maximum term of 36 months.

Loan APR’s listed are based on an average loan of $10,000 with a bank processing fee of $125.00.  All of the Ohio car loan rates listed require a bank relationship.  For car loan rates without a relationship account, add 0.25% to the rates listed.

Car loan rates are subject to change, rates current at the time of this publication.  All car loans are subject to bank approval and additional conditions to obtain these loans will apply.

For current auto loans rates and additional loan information, a Wayne Savings Bank representative can be reached at 800-414-1103.

Auto Loan Rates in Minnesota with Think Mutual Bank

Think Mutual Bank is a Minnesota based bank with eight bank branch locations in Minnesota.  Think Mutual Bank is a mutual savings bank.  Savings banks generally specialize in savings deposits and making home mortgage loans and personal loans but also a variety of commercial banking activities.  Think Mutual Bank offers a number of traditional bank products and services from several different consumer loan options, a variety of deposit products, as well as mortgage loans.

For consumer in the market for a new car or truck, Think Mutual Bank has some very competitive auto financing options.  Among the different personal loan products available are personal vehicle loans.  Car loans from Think Mutual Bank feature both fixed rate auto loans with fixed payment as well as variable rate auto loan options.

Loan types cover new cars and trucks and used cars and trucks from either a dealer or private party.  Personal loans are also available for watercraft, motorcycles and recreational vehicles.

Loan options with the bank include automatic transfers from an existing Think Bank account.  Recurring loan payments can also be made with the bank’s online bill pay service.

Current car loan rates and terms offered by Think Mutual Bank include the following:

12 month auto loan rate 3.99% APR.
24 months car loan rate is 3.99% APR.
36 month auto loan rate is at 4.09% APR.
48 month car loan rate is at 4.19% APR.
60 month auto loan rate is 4.29% APR.

Car loan rates and terms are subject to change.  All loan terms and rates require bank approval.   

Think Mutual Bank accepts on-line applications for its auto loans.  For current car loans rates and additional loan information a bank representative can be reached at 1-800-288-3425.

When buying a new or used car and shopping for a new car financing, get all of the necessary information upfront before you close on the deal.  Consumers should always investigate the car loan rate, the term of the loan, the total car loan payment and the exact price of the car to be purchased in order to get the best deal and the right car to fit your needs.

California Car Loan Rates at Wedbush Bank

Wedbush Bank is a California based bank that offers a variety of consumer and business banking products and services.  The bank is headquartered in downtown Los Angeles, CA and is a wholly owned subsidiary of WEDBUSH, Inc. which is also the parent company of Wedbush Morgan Securities.

Part of the banking services offered by Wedbush Bank includes a wide range of consumer loan programs. The bank provides customized financing and payment solutions combined with personalized service to help make the lending process convenient and efficient.  Wedbush Bank offers fast approvals and convenient loan terms on loans for everything from a used car to an airplane.

Wedbush Bank approves the auto loan rates in California primarily by the credit score of the borrower.  In most all auto financing, when the purchasers apply for a car loan, the auto lender will pull a credit report where the credit bureau will evaluate the credit profile of the prospective borrowers and assign a score.  This score is used to estimate the borrower’s credit standing and the interest rate and loan terms for the purchase. 

The bank offers both used and new car loans in California that are priced based on the borrower’s credit score. 
New California auto loans are available with terms ranging from 36 to 60 months.
New California car loan rates are include the following terms:
For credit scores between 720-850 the new car loan rate is 4.95%
For credit scores between 690-719 the car loan rate is 6.55%

Used California auto loans are also available from the bank with terms from 36 to 60 months
Used car loans on credit scores of 720-850 have an auto loan rate of 5.75%.
Credit scores of 690-719 have an auto loan rate of 7.35%.

Auto loan rates are subject to change.  Additional conditions will apply to obtain the car loan rates and terms.  All loans subject to bank approval.  For auto loan rates and additional loan information, a Wedbush Bank loan representative can be reached at 866-933-2874.

Car Loan Rates with SussexBank

Sussex Bank a division of Sussex Bancorp, which is a diversified financial institution based in Franklin Borough, New Jersey.  Sussex Bank is a commercial bank that was formed in 1975 and serves a market that includes: New Jersey, Pennsylvania, and New York. 

The bank offers a number of traditional bank products and services including personal and business checking accounts and certificates of deposits, money market accounts and regular savings accounts as well as an array of loan products.  SussexBank also provides brokerage, investment, trust and other traditional banking services.

Sussex Bank lending activities includes commercial, consumer, mortgage, home equity and personal loans.  SussexBank offers many types of consumer credit services with a range of terms, conditions and interest rates.  In addition to home loan, personal loans and home equity loans, the banks offers car loans for both new and used car purchases.

Part of the bank’s lending process involves a streamlined decision process that gets prompt answer on loan applications.

SussexBank offers a variety of car loan rates and terms to qualified loan applicants in the markets served by the bank.  Current auto loan rates and terms available from SussexBank include:

New car loans for terms of 36 months have an auto loan rate at 6.00%.
New car loans for terms of 48 months have an auto loan rate at 6.25%.
New car loans for terms of 60 months have an auto loan rate at 6.50%.

Used car loans with a term of 36 months have an auto loan rate at 7.25%.
Used car loans with a term of 48 months have an auto loan rate at 7.50%.
Used car loans with a term of 60 months have an auto loan rate at 7.75%.

SussexBank offers an interest rate discount for borrowers that have their loan payments automatically deducted from a SussexBank personal checking account.  The car loan rates listed include a 0.25% rate reduction for the bank’s standard rates for automatic debit from a SussexBank checking or savings account.

Auto loan rates are current as the time of publication, the reliablility of the data can not be guaranteed.  Bank rates are subject to change without notice.  Car loans are subject to bank approval and additional conditions will apply.  For current car loan rates and terms, a bank representative can be reached at 800-511-9900.

Auto Loan Rates in Ohio at First Federal Bank

First Federal Bank offers a variety of consumer loan products n northwest Ohio, southeast Michigan and northeast Indiana.  First Federal Bank has car loans for new cars as well as used cars.  Since First Federal Bank is a community bank, they offer personalized attention for those customers applying for a loan through the bank; this includes information on all the consumer loans available to help understand all of the auto financing options available.

The bank not only provides car loans for used and new cars but also provides loans to purchase a trucks or SUV.  First Federal Bank has a variety of financing terms on a range of car loan options and can approve those loans quickly and efficiently.

Current car loan rates and terms offered by First Federal Bank include a number of financing options to help fit an assortment of monthly budgets.

New car loans for model years 2009-2010 have the following rates and terms:

A 36 month term loan has an auto loan rate of 6.00% and an APR of 6.49%. 
48 month term loans have an car loan rate of 6.50% and an APR of 6.88%
60 month term loans have an auto loan rate of 6.75% and an APR of 7.06%. 
66 month term loans have an car loan rate of 7.00% and an APR of 7.29% 
   
Used car loans for model years 2006-2009:
 
A 36 month term loan has an auto loan rate of 6.75% and an APR of 7.25%.
A 48 month term loan has an car loan rate of 7.00% and an APR of 7.38%.
A 60 month term loan has an auto loan rate of 7.25% and an APR of 7.56%.
 
Used car loans for model years 2004-2005:
 
A 36 month term loan has an auto loan rate of 7.00% and an APR of 7.66%.
A 48 month term loan has an car loan rate of 7.25% and an APR of 7.76%.

Used car loans for model years 2003 :

A 48 month term loan has an auto loan rate of 8.00% and an APR of 8.64%.
 
Used car loans for model years 2002 :

A 36 month term loan has an car loan rate of 8.25% and an APR of 9.25%.
 
Used car loans for model years 2001 :

A 24 month term loan has an auto loan rate of 8.75% and an APR of 10.84%.

Used car loans for model years 2000 and older: 

A 24 month term loan has an auto loan rate of 9.00% and an APR of 11.10%.
 
Auto loans rates are subject to change and additional conditions will apply.  For current Ohio auto loan rates, terms and conditions, a First Federal Bank representative can be reached at one of the branch locations or by calling the main bank number at 877-367-8178.

First Federal Bank is a community bank that offers standard banking products and services that includes home loans, commercial and consumer loans, as well as a wide assortment of deposit account services such as checking and savings accounts for retail and commercial customers.  First Federal Bank operates 33 full service bank branches and 45 ATM locations.

Auto Loan Rates in Texas at ViewPoint Bank

ViewPoint Bank offers a number of consumer loan products including an array of auto loans with competitive auto loan rates.  The company was founded in 1952 and is headquartered in Plano, Texas.  The bank offers consumer products and services, business products and services, as well as mortgage products and services.

ViewPoint Bank is a community bank that’s the wholly owned subsidiary of ViewPoint Financial Group.  ViewPoint operates 23 community bank offices and 16 loan production offices in North Texas.

ViewPoint Bank serves consumers and businesses with an assortment of deposit products include checking accounts, savings accounts, money market deposits and certificate of deposit accounts as well as lending products such as residential mortgage loans, home equity loans, new and used automobile loans, recreational vehicle loans, student loans, and more.

ViewPoint Bank offers auto loans for terms up to 72 months on new and used autos.  There are options for having up to 90 days to make your first car loan payment.  Auto financing up to 100% of purchase price or the MSRP/NADA retail price.

ViewPoint Bank also offers a car loan called the Express Lane Car Loan.  This auto loan gives the loan applicant a preapproved loan that allows the car buyer to walk into the dealership and shop like a cash buyer to bargain for the best deal. 

Current auto loan terms and auto loan rates promoted by ViewPoint Bank include:

Fixed rate auto loan terms between12 to 36 months up to 100% of purchase price, MSRP or NADA retail value has an auto loan rate of 5.14%.
Fixed rate auto loan terms between 37 to 48 months up to 100% of purchase price, MSRP or NADA retail value has an auto loan rate of 5.24%.
Fixed rate auto loan terms between 49 to 60 months up to 100% of purchase price, MSRP or NADA retail value has an auto loan rate of 5.34%.

All bank rates and terms subject to change without notice.  All car loans rate are subject to change and bank approval.  Actual loan APRs may vary and are subject to change based on the individual applicants credit history, loan term, and collateral.  For current auto loan rates and terms and loan information, a bank representative can be reached at 800-578-9009.

Auto Loan Rates In NY at Ulster Savings Bank

Ulster Savings Bank is a local bank with locations throughout the Hudson Valley.  Ulster Savings Bank based in New York provides a variety of different consumer loans.  Ulster Savings Bank has money to lend to qualified borrowers.  Among the many consumer loans offered are auto loans with competitive auto loan rates. 

The bank auto loans offer several convenient features for easy repayment such as quick preapprovals, automatic payment deduction option and no charge loan applications.

The bank offers car loans with fixed monthly payments and competitive car loan rates.  Car loans are and auto financing is available for both new and used vehicles.

New car financing is available at 100% of the sales price of the vehicle, (excluding sales tax, registration and insurance.  Used car financing is available at 100% of the NADA retail value of the vehicle.

Ulster Savings Bank has quite a few car loan choices and rates.  Current auto loan rates offered by the bank include the following:

New car loans with a term of 3 years have an auto loan rate of 6.000%
New car loans with a term of 4 years have an auto loan rate of 6.250% 
New car loans with a term of 5 years have an auto loan rate of 6.500% 
Used car loans with a term of 3 years have an auto loan rate of 7.000% 
Used car loans with a term of 4 years have an auto loan rate of 7.250% 
Used car loans with a term of 5 years have an auto loan rate of 7.500% 

Auto loan rates are subject to change and additional conditions will apply.  All loans are subject to bank approval.  Current auto loan rates and additional loan information can be obtained by calling the bank directly at 866-440-0391.  Ulster Savings Bank experienced loan officers will take the time to explain the choices available to you when financing your new and used car purchase.

Auto Loan Rates in NY at Chemung Canal

Chemung Canal Trust Company operates as a full service community bank in New York. Its personal banking services include checking accounts, savings accounts and investments, consumer loans, retirement plans, and credit cards.

At the close of 2008, the bank operated 20 full service bank offices in Chemung, Broome, Schuyler, Steuben, Tioga, and Tompkins Counties; a trust and investment center in Herkimer County; and 12 off-site automated teller facilities.

The banks lending operation offers various consumer loans, such as mortgages, home equity loans, home improvement loans, student loans, credit-builder loans, lines of credit and auto loans.

The bank promotes a variety of car loan rates and terms.  Current car loan rates and terms offered by the bank include the following.

New Auto Loans:

Credit scores of 700 and above with a car loan term of 0 to 72 months and 0% down payment has a car loan rate is 7.50%.
Credit scores of 700 and above with a car loan term of 0 to 66 months and0% down payment has a car loan rate is 7.25%
Credit scores of 700 and above with a car loan term of 0 to 60 months and 0% down payment is 7.00%
Credit scores of 650-699 and above with a car loan term of 0 to 60 months and 10% down payment is 7.50%
Credit scores of 649 and below with a car loan term of 0 to 48 months and 15% down payment is 8.50%

Used Auto Loans for Model Years 2009 & 2008 :

Credit scores of 700 and above with terms 0 to 60 months and 0% down payment has a car loan rate is 7.50%
Credit scores of 650-699 and above with terms 0 to 60 months and 10% down payment has a car loan rate is 8.00%
Credit scores of 649 and below and above with terms 0 to 48 months and 15% down payment has a car loan rate is 9.00%

Used Auto Loans for Model Years 2007 & 2006 :

Credit scores of 700 and above with terms 0 to 48 months and 0% down payment has a car loan rate is 7.95%
Credit scores of 650-699 and above with terms 0 to 48 Months and 10% down payment has a car loan rate is 8.50%
Credit scores of 649 and below with terms 0 to 48 Months and 15% down payment has a car loan rate is 10.00%

Used Auto Loans for Model Years 2005 & 2004 :

Credit scores of 700 and above with terms 0 to 42 months and 0% down payment has a car loan rate is 7.95%
Credit scores between 650 and 699 with terms 0 to 42 months and 10% down payment has a car loan rate is 9.50%
Credit scores of 649 and below with terms 0 to 42 and 15% down payment has a car loan rate is 11.00%

The credit scores applied to determine the auto loan rate are based on information collected by credit bureaus.  Car loan rates and terms a re subject to change.  Additional conditions to obtain the auto loans  and rates will apply.  All car loans subject to credit approval by the bank.

Current auto loan rates and terms as well additional loan information can be obtained by calling the bank directly at (800) 836-3711.

Auto Loan Rates at South Central Bank

Illinois bank, South Central Bank has been in business since 1966 serving the consumers of Illinois and the surrounding area.  South Central Bank offers a variety of loan and deposit products including auto loans for business purchases and consumers. 

South Central Bank provides auto financing for new personal auto vehicle for established individual with FICO credit scores of 720 or higher.  Auto loans at South Central Bank also require an investment of a 10 percent down payment for new car loans.  The bank car loans are limited to current year models, and must be purchased from an established new car dealer in the Chicago metropolitan area.

South Central Bank is offering the following auto loan rates and terms:

Car loans with terms of 12 to 24 months have an auto loan rate of 6.99%
Car loan terms of 25 to 36 months have an auto loan rate of 7.25%
Loans with terms between 37 to 48 months have an interest rate of 7.75%
Auto loans of 49 to 60 months have a car loan rate of 7.99%

Auto loan rates are subject to change and loan approval is required to obtain these car loan rates.  All car loan rate offerings are subject to the bank’s credit approval, car loan financing may not be available for certain vehicles, and all quotations are subject to change at the bank’s sole discretion.  For information regarding car loan approvals and timely car loan rates, call a South Central Bank representative at 312.421.7100.  South Central Bank also posts car loan information including car loan rates on their website located at www.banksouthcentral.com.

South Central Bank will also finance business autos and other business vehicles.   South Central Bank is also one of the leading home improvement lenders in the Midwest and the bank was one of the first Small Business Administration Preferred Lenders.

To view bank CD rates from South Central Bank visit www.selectcdrates.com.

Auto Loan Rates at East West Bank

East West Bank is one of the largest financial institutions in the nation focusing on the Chinese-American community.  East West Bank is headquartered in Pasadena, California.  The bank has grown to be the region’s largest locally owned Asian bank. 

East West Bank operates as a commercial bank serving both consumers and businesses in California.  The bank has 70 bank branch locations in northern and southern California to serve its customers.  The bank is also the second largest full service commercial bank headquartered in Southern California.

East West Bank offers a range of personal and commercial banking services including loans for single family residential and commercial and multifamily real estate commercial, construction, financing of international trade as well as auto loans.

East West Bank offers auto loans for both used vehicle purchases and new car purchases.  New car loans through the bank have a variety of terms and auto loan rates.

A 12 month car loan rate is at 8.214%
24 month auto loan rate is 7.756%
36 month auto loan rate is 7.600%
48 month car loan rate is 8.523%
60 month auto loan rate is 8.724%
Used auto loan rates start at 8.604% on a 36 month term.

For the above auto loan rates and terms, all registered owners must grant the bank a security interest in all vehicles being financed.  A State of California Department of Motor Vehicle (DMV) Ownership Certificate must be obtained.  All applicant(s) must be a California residents with a current local address (P.O. Box is not acceptable).  All auto financing and car loans are subject to program guidelines, credit verification and approval.  Auto loan rates and terms are subject to change.  For current auto loan rates and account details contact a bank representative at 888-895-5650.
 
To view bank CD interest rates from East West Bank visit, www.selectcdrates.com.  To view mortgage interest rates from East West Bank visit, www.findlocalmortgagerates.com.

Auto Loan Rates at Peapack-Gladstone Bank, NJ

Peapack-Gladstone Bank is a community bank that has bank branches located throughout New Jersey including towns Hunterdon, Morris, and Somerset and Union Countries.  Peapack-Gladstone bank has 23 branches in total located in these towns.  The bank was established in 1921 and has total assets of approximately $1.42 billion.

Peapack-Gladstone Bank provides traditional deposit services such as checking, savings, money market, certificates of deposits and individual retirement accounts.  The Bank also offers residential, commercial and construction mortgages, home equity, small business loans as well as auto loans.  Peapack-Gladstone Bank offers a full range of auto financing plans for its customers.

Peapack-Gladstone Bank offers competitive car loan rates on new and used vehicles with monthly car loan payments that can be set up to best suit your needs.  Car loan amounts range from $5,000.00 to $50,000.00.  Car loans can be used to finance up to 100% of actual purchase price of a new car for those car buyers that qualify.  The bank car loan rates as based on a fixed interest rate for the term of the loan.

Peapack-Gladstone Bank is currently offering the following car loan terms and car loan rates:

New car loans or current model years can have a term of up to 60 months with a car loan rate of 6.75%.
   
Used car loans up to 90 of the car’s value have the following terms and used car loan rates:

 Used car loans for model years 2006 to 2002 for loan terms up to 48 months have a car loan rate of 7.75%. 
Used car loans for model years 2001 & older also have terms up to 48 months with a car loan rate of 9.99%.

Bank auto loan terms and auto loan rates are subject to change.   Auto loan rates posted include a discount of .50% for automatic payment from a Peapack-Gladstone Bank checking or savings account.  Other car loan conditions may apply to obtain the listed auto loans.  For current auto loan rates and additional loan information contact a bank representative directly in the consumer lending department at 1-908-719-4307.  Bank auto loan rates along with other bank rates are also available on the bank website located at www.pgbank.com.

Car Loan Rates at 1st Colonial National Bank

1st Colonial National Bank is a national bank chartered under the National Bank Act and was formed in 2002.  The bank’s main office is located in Collingswood, New Jersey.  1st Colonial National Bank is a full service bank for consumers and businesses.  1st Colonial offers a wide range of consumer and business banking products and services to customers within southern New Jersey.

On the consumer banking side, 1st Colonial National Bank offers, among other things, checking accounts, savings accounts, bank CDs, free personal checking, free telephone banking and a host of consumer loan products including auto loans.

For those consumers that need money to buy a car, a boat, or to buy or refinance a home, 1st colonial National Bank has loan products to meet those needs.  1st Colonial has funds to lend for auto finance, personal loans, mortgage loans and more.

1st Colonial National Bank is currently offering the following car loan terms and car loan rates.

New car loan rate is at 6.75% 
Used car loan rate for model years 2007 and newer is 7.00% 
Used car loan rate for model years 2004 through 2006 is also at 7.00% 

Car loan rates are based on auto debit for car loan monthly payment, without auto debit, car loan APR will increase by 0.50%.

Bank car loan rates are subject to change.  Car loans and car loan rates subject to approval, conditions may apply.  For current car loan rates and loan conditions contact the bank directly at 1-856-858-9255.  Car loan rates and other bank rates are also available on the bank website which is located at www.1stcolonial.com.

Auto Loan Rates at Liberty Bell Bank, NJ

Liberty Bell Bank is a New Jersey chartered commercial bank.  Liberty Bell Bank maintains banking offices in the New Jersey towns of Cherry Hill, Moorestown, Evesham and Mt Laurel.  The bank provides personal and commercial banking services in New Jersey.

Liberty Bell Bank accepts cosnumer and business checking and savings accounts, certificates of deposits, and IRA accounts.  The bank also offers commercial mortgage loans, construction loans, equipment leasing, equipment loans, small business loans, term loans, financing for businesses, lines of credit, and standby letter of credit; and residential loans, account loans, automobile finance, home equity fixed rate loans, home equity line of credit, and overdraft protection.

For consumers looking to buy a new car, new or used, can find affordable car loans with the bank.  Liberty Bell Bank offer car loans up to 60 months with competitive car loan rates, easy and understandable terms.

Current car loan terms and car loan rates offered by Liberty Bell Bank include the following:

Car loans with a 36 month term have a car loan rate of 8.24%.  The 36 month term auto loan with automatic payment has auto loan rate of 7.99%.
 
Car loans with a 48 month term have a car loan rate of 8.74%.  The 48 month term auto loan with automatic payment has auto loan rate of 8.49%.
 
Car loans with a 60 month term have a car loan rate of 9.24%.  The 60 month term auto loan with automatic payment has auto loan rate of 8.99%. 

The car loan feature with a reduced rate requires an automatic payment from a Liberty Bell Bank account.  Car loan rates cover both new and used cars, vehicle age based on model year plus loan term cannot exceed eight years.  Car loan rates are subject to change.  Bank car loan rates are based on qualifying conditions. 

For current auto loan rates, auto financing and loan terms, contact a bank representative directly at 856-489-8401.  Bank rates including auto loan rates are also available online at the banks website located at www.libertybellbank.com

For Liberty Bell Bank CD rates visit selectCDrates.com.

Car Loan Rates at Greenville National Bank

GreenvilleNational Bank is a locally operated bank in Greenville, Ohio.  Greenville National Bank provides a variety of deposit products and provides quick turn around on all loan products.  The bank’s primary lines of business are residential real estate lending and installment lending including auto financing. 

Greenville National Bank offers a variety of lending products to accommodate the credit needs of borrowers within their lending area.  The lending area is Darke County, Ohio and the western third of Miami County, Ohio.  The bank also considers loan applications in bordering communities or areas.

The bank offers a wide range of car loans and car loan rates backed by an experienced and local lending staff.   Current car loan terms and car loan rates include;

New cars 2009 – 2008 with a 72 month maximum car loan term have car loan rate of 7.355% APR.  
New cars 2009 – 2008 with a 66 month maximum car loan term have car loan rate of 6.881% APR.  
Model year cars between 2009 – 2006 with a 60 month maximum length auto loan have an auto loan rate of 6.414% APR.
Car models between 2009 – 2006 with a maximum term of 48 months have an auto loan rate of 6.259% APR. 
Cars from 2009 – 2006 with a car loan not exceeding 36 months have a car loan rate of 5.912% APR. 
Model year cars of 2005 – 2004 with maximum term of 54 months have a car loan rate of 6.456% APR. 
Model year cars between 2003 – 2002 with a maximum loan term of 48 months have a car loan rate of 8.015% APR. 
Car models between 2001 – 2000 have a maximum car loan term of 36 months and a car loan rate of  9.675% APR. 
1999 & older models have a maximum car loan term of 36 months and auto loan rate of 10.677% APR.

The above auto loan rates are based on purchase only.  Car loan terms and car loan rates are subject to change.  Qualifying conditions apply for all bank car loans.  Loan rates may be higher based on credit scores.  For current car loan terms and car loan rates as well as additional loan information, contact the bank directly at 937-548-1114.  Car loan rates and terms are also available on the bank website located at www.greenvillenationalbank.com.

Car Loan Rates in NH at Sugar River Bank

Sugar River Bank was founded in 1895.  The main bank office is located in Newport, New Hampshire.  As of now, the bank has five bank branches in the local area.  For over a hundred years Sugar River Bank has been locally owned and operated.  The bank now has approximately $234,000.00 in assets. 

Sugar River Bank offers auto financing secured by new or used vehicles.  The term and interest rates of these car loans is generally determined by the age of vehicle and the amount of the borrower’s down payment.  Sugar River Bank is offering the following auto loans and auto loan rates.  These auto loan rates are based on automatic payment through the bank, there is an additional .50% added to the interest rate for manual payment.

For new model years 2009/2008 on a 36 month term the car loan rate is 5.890%
For new model years 2009/2008 on a 48 month term the car loan rate is 5.890%
For new model years 2009/2008 on a 60 month term the car loan rate is 6.790%
For new model years 2009/2008 on a 72 month term the car loan rate is 6.990%

For used car loans with model years 2008/2007 and a 36 month term the car loan rate is 6.738%
For used car loans with model years 2008/2007 and a 48 month term the car loan rate is 7.080%

For used car loans with a model year 2006 and a 36 month term the car loan rate is 7.239%
For used car loans with a model year 2006 and a 48 month term the car loan rate is 7.441%

For used car loans with a model year 2005 and a 36 month term the car loan rate is 7.738%
For used car loans with a model year 2005 and a 48 month term the car loan rate is 8.182%

For used car loans with a model year 2004 and a 36 month term the car loan rate is 8.050%
For used car loans with a model year 2004 and a 24 month term the car loan rate is 8.240%

For used car loans with a model year 2003 and a 36 month term the car loan rate is 8.850%
For used car loans with a model year 2003 and a 24 month term the car loan rate is 9.242%

For used car loans with a model year 2002 and a 36 month term the car loan rate is 10.852%

The car loan Annual Percentage Rate (APR) are based on $10,000.  All car loan rates are subject to change without notice.  For current auto loan rates contact the nearest local Sugar River Bank branch office.  Other auto loan terms, conditions, or restrictions may apply depending upon product offering.  Additional car loan rate information and bank data is available on the Sugar River Bank website located at www.sugarriverbank.com.

For current CD rates from Sugar River Bank visit www.selectcdrates.com and current mortgage rates visit www.findlocalmortgagerates.com.