First Federal Bank offers a variety of consumer loan products n northwest Ohio, southeast Michigan and northeast Indiana.  First Federal Bank has car loans for new cars as well as used cars.  Since First Federal Bank is a community bank, they offer personalized attention for those customers applying for a loan through the bank; this includes information on all the consumer loans available to help understand all of the auto financing options available.

The bank not only provides car loans for used and new cars but also provides loans to purchase a trucks or SUV.  First Federal Bank has a variety of financing terms on a range of car loan options and can approve those loans quickly and efficiently.

Current car loan rates and terms offered by First Federal Bank include a number of financing options to help fit an assortment of monthly budgets.

New car loans for model years 2009-2010 have the following rates and terms:

A 36 month term loan has an auto loan rate of 6.00% and an APR of 6.49%. 
48 month term loans have an car loan rate of 6.50% and an APR of 6.88%
60 month term loans have an auto loan rate of 6.75% and an APR of 7.06%. 
66 month term loans have an car loan rate of 7.00% and an APR of 7.29% 
   
Used car loans for model years 2006-2009:
 
A 36 month term loan has an auto loan rate of 6.75% and an APR of 7.25%.
A 48 month term loan has an car loan rate of 7.00% and an APR of 7.38%.
A 60 month term loan has an auto loan rate of 7.25% and an APR of 7.56%.
 
Used car loans for model years 2004-2005:
 
A 36 month term loan has an auto loan rate of 7.00% and an APR of 7.66%.
A 48 month term loan has an car loan rate of 7.25% and an APR of 7.76%.

Used car loans for model years 2003 :

A 48 month term loan has an auto loan rate of 8.00% and an APR of 8.64%.
 
Used car loans for model years 2002 :

A 36 month term loan has an car loan rate of 8.25% and an APR of 9.25%.
 
Used car loans for model years 2001 :

A 24 month term loan has an auto loan rate of 8.75% and an APR of 10.84%.

Used car loans for model years 2000 and older: 

A 24 month term loan has an auto loan rate of 9.00% and an APR of 11.10%.
 
Auto loans rates are subject to change and additional conditions will apply.  For current Ohio auto loan rates, terms and conditions, a First Federal Bank representative can be reached at one of the branch locations or by calling the main bank number at 877-367-8178.

First Federal Bank is a community bank that offers standard banking products and services that includes home loans, commercial and consumer loans, as well as a wide assortment of deposit account services such as checking and savings accounts for retail and commercial customers.  First Federal Bank operates 33 full service bank branches and 45 ATM locations.

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