Auto Loan Rates at Oneida Savings Bank

The Oneida Savings Bank is a chartered mutual savings bank, which provides various financial products and services primarily in Madison County, New York and surrounding counties.  The company offers various deposit accounts and consumer loans.

The bank has a full range of loan services that include; home equity loans and lines of credit, personal loans, home improvement loans, standard residential mortgage loans, vacation loans, boat and R.V. loans as well as auto loans.

The banks auto financing department provides fast approvals, competitive rates and convenient loan repayment options with choices for weekly, biweekly, and monthly loan payment options available.  The terms of the auto loans are tailored to fit the consumers budget comfortably, and the bank also coordinates the loan payment date and rate schedule.

Car loan rates and terms.

Car loans for model years 2009-2008:
60 month car loan rate is 6.45% APR
66 month car loan interest rate is 6.75% APR
72 month car loan has an interest rate of 7.00% APR

Car loans for model year 2007:
 
60 month auto loan rate is 6.75% APR
66 month auto loan has an interest rate of 7.00% APR
72 month auto loan rate is 7.25% APR

Car loans for model year 2006:
60 month car loan has an interest rate of 7.50% APR
66 month car loan rate is 7.75% APR

Car loans for model year 2005:
60 month auto loan rate is 8.00% APR
66 months auto loan interest rate is 8.25% APR

Car loans for model year 2004: 
60 month car loan has a rate of 8.35% APR

Car loans for model year 2003: 
60 month auto loan rate is 8.50% APR

2002 and older model year car loans: 
48 month term car loan rate is 9.65% APR

Auto loan rates subject to change.  APR based upon excellent credit history and additional conditions may apply.  1/4% loan rate discount for installment loans automatically withdrawn from on Oneida Savings Bank checking account.  Maximum rate charged on auto loans is 16.0%.72 month term is available for contracts over $15,000 and excellent credit history.  Biweekly / weekly payment options available with payroll direct deposit and automatic transfers from an Oneida Savings Bank checking account.

For current bank rate information contact a car loan representative at Oneida Savings Bank at 315-363-2000.  The bank websites post current personal loan rates and saving rates, the web address is ww.oneidabank.com.  For CD rate information visit www.selectCDrates.com.  For mortgage assistance visit www.selectcalculators.com.

Tags: auto loan rates, auto loans, car loan rates, car loans

This entry was posted on Thursday, March 26th, 2009 at 9:51 am and is filed under Car Loan Rates and Car Loan Promotions. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.