Earlham Savings Bank opened for business in 1931 in Earlham, Iowa in northern Madison County. The bank has been serving the community from the early days of the Great Depression to the present. The bank has bank branches in Earlham, DeSoto, Des Moines and West Des Moines, Iowa. Earlham Savings Bank offers both personal and commercial banking products and services. The bank has a goal of providing friendly, personalized attention and convenient, full-service banking.
The banks loan portfolio consists of agricultural loans, residential mortgages, commercial real estate, commercial operating lines of credit, and consumer loans. The bank’s automobile loans provide consumers with the financing to purchase a new or used vehicle. Whether it’s a first car or finally the car you always wanted. All of the loan decisions including the car loans are made locally.
The bank offers the following car loan rates and terms:
For a model year of 2009-2008 terms range from 48 to 60 months and the car loan APR is 6.00%.
For a model year of 2007-2006 the terms range from 48 to 60 months and the car loan APR for these model years is 6.50%.
For a model year of 2005-2004 the car loan terms are also 48 to 60 months and the car loan APR is 7.50%.
2003 & older model years can still have the 48 to 60 months loan terms and the auto loan APR will be 8.00%.
Car loan APRs may change without notice. These auto loan rates are based on automatic payment from one of the bank’s checking account. Car loan repayment example: based on an APR of 6.00% and a term of 60 months, a $15,000 car loan would have monthly payments of $290.00.
All car loan rates quoted are subject to credit score and are discounted .50% for an automatic payment from an Earlham Savings Bank checking account. The bank does offer 100% car loan financing to qualified borrowers. Car loan rates, term, and down payment vary based on the borrowers credit score. Additional conditions may apply. For the latest car loan rates and more account information contact a bank representative at 515-758-2251. Bank auto loan rates are also available on the bank website which can be found at www.earlhambank.com.
For bank savings and CD rate offers see www.selectCDrates.com.
Tags: auto finance, auto loans, car loan rates, car loans
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